Car insurance compare websites are a must for anyone that is looking for the best auto insurance plan. With so many car insurance companies and policies available, it is virtually impossible to narrow down your search effectively without the use of a comparison website.
This is just one tip we have for you when looking for car insurance. Another tip is that you should pay for your cover annually if you can afford to. Most insurers will give you the option of paying for your cover in two ways – an annual lump sum or monthly payments. While monthly payments may be more manageable, you can often end up spending more, as insurers charge interest for choosing this option. Another piece of advice is to avoid modifying your car. It may be tempting to upgrade your vehicle, but even a small modification can cause your premiums to rise. If you are planning to make any changes to your car, it is wise to discuss this with your insurer first so that you can be sure it won’t impact your premiums. Conversely, any modifications that are designed to improve the safety of your vehicle can save you money on your premiums, for example, the installation of an alarm. Finally, make sure you set the excess right. You can reduce your monthly premiums by increasing your excess. But, if you set the bar too high, you will make claiming either too expensive or, quite simply, pointless.
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