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Critical Illness Insurance Dubai – Questions To Ask Yourself

Critical illness insurance Dubai wide comes in many different shapes and forms, offering varying degrees of cover. To ensure you choose the right policy for your requirements, we have put together a list of the key questions you need to ask yourself. So, let’s get started…

What critical illness conditions does the policy cover? This is always the most important question you need to ask yourself. The policy schedule will have a definitive list of all of the illnesses, disabilities and medical conditions that are covered, and they may also make note of any exclusions too. At the most basic level, the conditions you should be looking out for include the likes of loss of speech, major organ transplant, cancer, and blindness. Other conditions and illness that are likely to be covered by insurance companies are, Alzheimer’s disease, traumatic brain injury, stroke, multiple sclerosis, motor neurone disease, Parkin’s disease, and paralysis of limb. For some conditions, the policy will state that a specified degree of severity – this is often the case for the likes of lung disease and rheumatoid arthritis. For third degree burns, for example, policies will state something like 20% of the surface area of the head or face, or the body, must be affected to be covered by the policy. Does your plan offer children’s benefit? Some policies give you the option to add your children to the plan. Other queries include: How do I make a critical illness insurance claim? How much are my premiums? And, will I receive lower payouts for illnesses of a lower degree of severity?

Now you know the questions you need to ask when it comes to critical illness insurance Dubai based policies, the next step is to find the right plan for you. This is something that Insure4me can assist with. Take advantage of our FREE comparison service by heading to our website at http://www.insure4me.ae/. If you have any queries, send them to info@Insure4me.com.