Insurance motorbike policies are available from a number of different insurance companies across Dubai. Before you take out this type of insurance plan, there are a few things that you need to bear in mind. Read on to find out all you need to know.
One of the most important factors to consider when it comes to motor insurance is the excess. There are two types of excess – compulsory and voluntary. The former is the amount your insurer has decided you need to pay if you are going to make a claim on your policy. Voluntary excess is how much you are going to pay on top of the compulsory amount. Of course, you do not need to pay anything on top of the mandatory excess. However, some people opt to do this because it is an effective way of lowering insurance premiums. Nevertheless, make sure the excess is an amount you can afford – it is all about finding the right balance. Another important factor to consider is the exclusions on your policy. All policies have exclusions, and these will be outlined in your policy schedule. It pays to drive safely when you are using your motorbike, as this is an effective way of reducing your premium. You may find that you are eligible for a no claims bonus if you have driven your motorbike successfully for a number of years without any incidents. Finally, if anyone else is going to be driving your motorbike, make sure you add them to your policy.
Now that you have a better understanding regarding insurance motorbike policies, you are ready to find the best one for you, and this is something that Insure4me can assist with. We help our clients to find the best insurance plan for them, be it motor insurance or something different, and we do this FREE of charge. Get started at http://www.insure4me.ae/.