Home insurance in UAE comes with exclusions, as is the case with all types of insurance. It does not matter how comprehensive the home insurance plan is that you take out, there are going to be at least a few exclusions, and this is something that you need to be aware of.
Before choosing a home insurance policy, take the time to find out what you are covered for and just as importantly find out what is not covered in the plan. Let’s look at some of the most common exclusions that home insurance companies implement, so you know what to look out for. The vast majority of insurance firms do not cover any damage that has occurred through contamination or pollution, unless it is entirely unexpected or accidental, or it is from a sudden incident that has occurred within the insurance period. Some insurers will not cover any expense, liability, damage or loss that has result from, or in connection with, terrorism. You also need to take a look at what elements of your home are going to be covered. For example, not all policies include coverage for fences and gates. And, even those that do will probably have exclusions in place for any damage that has been caused to fences or gates by floods or storms. A lot of insurers provide bespoke plans now, and if there is an exclusion you are not happy with, it is worth talking to them to see if they can offer an alternative solution.
For the best home insurance in UAE, you can rely on Insure4me. In fact, no matter whether you are looking for medical insurance or commercial insurance, we deliver. Our comparison service makes it easy for you to find the best cover for you, and we also have an expert team on hand to provide advice. Our service is free, so head to https://www.insure4me.ae/ today.