House insurance Dubai based is something you should definitely consider if you have a property in Dubai, no matter whether or not you live there on a permanent basis. There are different home insurance policies available – buildings insurance, contents insurance, or the both combined. The latter is advised if you own your own home.
No matter what type of home insurance you are interested in, you probably have some questions that you want answered. We aim to answer them in this post. Will I be covered if I leave my home unoccupied? The vast majority of insurance companies agree to cover your home when it is unattended, so long as this is not for a period of time longer than 30 consecutive days, as you are increasing the risk by being away from your property for an extended period of time. What is excess? Excess is the sum of money you need to pay towards any claim that you make on the insurance policy. This will be a pre-set amount. However, you are often able to pay voluntary excess on top of this in order to reduce your premiums, so this is something definitely worth thinking about. What exclusions should you look out for? Common exclusions include any losses due to a theft in a property that is sublet, high-value items, as well as covering the cost of damage to just one piece of a furniture set.
Hopefully, you now have a better understanding regarding house insurance Dubai based. However, if you still have some questions, simply email them to info@Insure4me.com. At Insure4me, we have a team of expert and friendly advisors, all of which are more than willing to provide their advice. Or, if you are ready to start comparing deals, simply head to https://www.insure4me.ae/. We have all types of insurance available.